Chartered Certified Accountants
Tax Investigation and Disclosure Specialists

Making Tax Digital: What Happens If You Miss a Quarterly Update?

One missed MTD update does not normally create an immediate fine, but repeated failures can lead to penalty points and £200 penalties

Missing a Making Tax Digital quarterly update does not necessarily mean an immediate fine. HMRC will not issue penalty points for late quarterly updates in the 2026–27 tax year. From later tax years, however, a missed deadline will normally create a penalty point, and repeated failures can lead to £200 penalties.

Who Can See My Information Inside an Accounting Firm?

A professional accounting office showing a secure client file or digital accounting system with controlled access, representing confidentiality, data protection and restricted internal access

When you give an accounting firm your tax and financial information, who can see it? This guide explains who may need access, why firms sometimes share information and what safeguards you can expect.

The Cost of Waiting: Why Tax Problems Feel Bigger Than They Are

Understanding the facts can turn an uncertain tax problem into a practical plan.

An unresolved tax problem can feel overwhelming when you do not know how much you owe or what HMRC may do next. Establishing the facts can turn one frightening unknown into a series of manageable steps.

HMRC Investigations: Common Myths and Misunderstandings

Understanding the facts about HMRC investigations can help taxpayers respond calmly and correctly.

An HMRC investigation can sound frightening, particularly when much of what people hear comes from rumours, alarming headlines or someone else’s experience. In reality, HMRC enquiries take many forms, and receiving a letter does not automatically mean that HMRC suspects fraud. Understanding the facts can help you respond calmly, protect your position and avoid making the situation more difficult

Why We Do Not Judge Clients for Their Tax Problems

A professional tax adviser focuses on solutions rather than judging how a tax problem began.

Tax problems often come with embarrassment, fear and a strong temptation to keep putting things off. However, accountants are there to understand what happened and help clients find a lawful way forward—not to judge them. The sooner we know the complete position, the sooner we can begin dealing with it.

What Evidence Does HMRC Use During a Tax Investigation?

HMRC may compare tax returns with financial records, third-party data and other available evidence

During a tax investigation, HMRC rarely relies on one document alone. It may compare tax returns, bank transactions, business records, information from third parties, overseas financial data and publicly available material. Understanding how HMRC builds a picture can help taxpayers prepare an accurate response and explain apparent inconsistencies before HMRC draws the wrong conclusion.

From 31 Outstanding VAT Returns to an Agreed HMRC Settlement: A Client Case Study

A structured review helped an older client resolve 31 VAT returns, 12 years of tax returns and a long-standing HMRC debt.

A real case study showing how Accounts Tax Group helped an older client living with post-traumatic stress disorder address 31 historic VAT returns, submit 12 years of tax returns, resolve problems with his VAT registration and reach an agreed settlement with HMRC.

How Accounting Firms Protect Client Data

Protecting client information requires secure systems, controlled access and clear staff procedures.

Accounting firms hold detailed financial and personal information about their clients. This guide explains the practical, professional and technical safeguards firms should use to protect that information.

“I Don’t Want Anyone to Know About My Situation”

Many taxpayers delay seeking help because they are worried someone will discover their tax problems. In reality, professional tax advice is confidential, and addressing the issue early often prevents it becoming more stressful and more expensive.

“I Should Have Sorted This Out Earlier”

Many people spend months—or even years—putting off tax problems because they fear the consequences. Yet once they finally take action, one comment comes up again and again: “I should have sorted this out earlier.” Delaying rarely makes HMRC issues disappear, but taking the first step often brings clarity, reduces stress, and opens up more options than people expected.