
Can’t Pay Your Tax Bill? Your Options with HMRC (UK Guide)
Sean Davern
12 May 2026
If you cannot afford to pay your HMRC tax bill, it is important to act quickly rather than ignore the problem. HMRC may be willing to agree a payment arrangement or consider other solutions, depending on your circumstances. Contacting HMRC early and providing accurate financial information can often lead to a better outcome than delaying action.

Late Tax Returns UK: Will HMRC Prosecute You for Not Filing?
Sean Davern
6 May 2026
Receiving a letter from HMRC does not necessarily mean you have done anything wrong. Many letters are issued as part of routine compliance activity or to request additional information. However, it is important to understand the purpose of the letter and respond promptly, as failing to act could lead to penalties, extended enquiries or further HMRC action.